Don’t Spend Another Day Stressing About Debt

Settle your debt, settle your anxiety, and get the stability you need.

If past-due credit cards, medical bills, and debt collections are holding you back, it’s time to find a solution. Debt settlement can help you end constant stress about your debt by getting you out of debt faster for a fraction of what you owe.

   
 
More than $850 million in debt resolved and counting
Accredited, nationwide
support
in all 50 states
Over half a million Americans
helped since 2013
Featured In
Washington Post

Debt.com Can Connect You with the Best Team to Settle Your Debt

  1. Talk to a certified debt resolution specialist
    Tell us about your situation and Debt.com will match you with an accredited, top-rated debt settlement company that will provide a free debt analysis.
  2. Customize a plan to settle your debt
    Your certified specialist helps you develop a settlement plan that works for your budget and goals, so you can get out of debt as quickly as possible.
  3. Let a team of experts negotiate for you
    Debt settlement negotiators have the experience you need to get out of debt for the lowest percentage possible, with no fees until you settle.
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Enjoy Peace of Mind Every Step of the Way

Debt.com can connect you with top-rated services for:
  1. Get a Free Savings Estimate
    Know in minutes how much you can save
  2. Work with a Certified Specialist
    Customize a plan that works for your budget
  3. No Upfront Fees
    You don’t pay until your debt is successfully settled
  4. Professional Support
    Get live support if you have questions or issues

Nationally Accredited Debt Settlement Companies Get Results!

Debt.com only works with companies that are members of nationally accredited trade organizations, like the American Fair Credit Council. These companies offer proven results and adhere to Debt.com’s strict code of ethics.

Debt.com only works with companies that are members of nationally accredited trade organizations, like the American Fair Credit Council. These companies offer proven results and adhere to Debt.com’s strict code of ethics.

Become debt-free in 24-48 months

Settle debt for less than what you owe

Settle credit cards, medical bills, payday loans, collections

Avoid bankruptcy

See More Results

Why It Pays to Get Professional Help

6 Things That Can Go Wrong When You Try to Settle Debt on Your Own

While it’s possible to settle debt on your own, there’s good reason to hire experienced professionals to negotiate for you. The teams that Debt.com connects you with have proven results, getting clients the lowest possible payoff while helping them avoid issues that can arise during settlement.

What Clients Say about Getting Help through Debt.com

You guys are the best

You guys are the best. I didn’t know that this could be so easy. Thanks!

Lawrence H

Great experience

Very helpful and everything was upfront. We felt that they have our best interest at heart

Douglas P

Very helpful

They connected me with a very helpful customer rep who walked me through the process and disclosed every bit of the process. Very trustworthy.

Jamie G

They make to my rescue and saved me…

They came to my rescue and saved me from high interest rates on credit cards

Marlin A
See More Reviews

Compare Options for Credit Card Debt Relief

There’s more than one way to get out of credit card debt. This comparison calculator will show you how the three most popular debt solutions compare versus the minimum payments that they’re making now. Simply enter your total credit card debt and the average interest rate on your credit cards to see how much you can save with the right debt relief option.

Who We Are

Debt.com is dedicated to helping consumers find the right solutions to get out of debt. We've created a network of top-rated debt relief companies that provide industry-leading services to customers. We take time to thoroughly vet each company that we work with and only work with companies that adhere to our strict code of ethics. That way, you can trust that you'll receive the highest level of service when we connect you with a company to help solve your challenges with debt.

Debt.com Knows Debt
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DISCLAIMER - Debt.com does not provide direct debt adjustment services, but, upon request, acts as a locator service for BBB registered companies. It is ultimately up to you to determine whether the companies that we may introduce you to are appropriate for your situation. For debt consolidation programs, where permissible by law, companies may charge a one-time enrollment fee typically from $25 up to $75 for account establishment and for debt relief proposals submitted on your behalf to each of your creditors. Monthly program administration fees will vary from $5 but no greater than $75 depending on your state of residence and/or the number of creditors who agree to accept proposals and become enrolled in the program. Fees subject to change if permissible by law. For debt settlement programs, by law, you may not be charged any fee until a debt settlement is arranged on your behalf, you approve the settlement, and at least one payment is made towards the settlement. Each program offered by independent financial service providers is unique so ask them for their complete details of the program and fees.

Not all consumers are able to complete debt relief programs for various reasons, including their ability to save sufficient funds. The use of debt resolution services could negatively impact your credit and may result in legal action on the part of creditors or collectors for unpaid balances. Consumers enrolled in debt consolidation programs who fail to adhere to the terms of their debt management plan (DMP) may forfeit the benefits of debt relief and revert to the terms of their original creditor agreements. Read and understand all program materials prior to enrollment. Please contact a debt relief specialist for complete program details.

Your debt relief analysis and savings estimate is free, will not affect your credit, and you are under no obligation to enroll in, or purchase, any product or service.